Another type of Phishing is a social engineering event where a cybercriminal attempts to receive personal information, like a credit card number or bank account information through email, phone or SMS text messaging by posing as a legitimate person or institution. Typically, this is the first step involved in identity theft or financial loss. is spear phishing. This includes the same process as phishing, but the message is targeting one specific person or organization, making the message more dangerous and seem even more legitimate. The goal of the cybercriminal is to still try and gain personal information or credentials or to corrupt the user’s machine with Malware is short for “Malicious Software” and is typically coded and designed by cybercriminals for the intel to corrupt a machine, system or gain access to a network. Malware is most commonly created and sold on the Dark Web.. More research with more specific details in the message make spear phishing a little more difficult to catch.